When you are planning to purchase a new or used car, truck, van or sport utility vehicle, contact Barksdale Federal first. Independent financing gives you bargaining leverage and allows you to take advantage of any cash-back rebates available on the model you're considering. That may mean you'll actually pay less with a Barksdale Federal loan than you would with 0% factory financing! (see example below). Call us, and we'll be glad to crunch the numbers for you or check today's loan rates and terms, then use our loan calculator to get an estimate of your payments.
If you're considering a used car, you can check the value by visiting the NADA Official Used Car Guide or we can check the NADA Used Car Guide or the New Car Cost Guide to determine the vehicle's value and approve your financing before you make your purchase.
With a pre-approved loan from Barksdale Federal, you have an edge when negotiating the final cost of your vehicle. You’ll have the buying power of paying cash! A pre-approved loan helps you realize what you can reasonably afford. You can shop each dealer more efficiently, looking only at the vehicles in your price range.
Did you buy a new car, truck, van or sport utility vehicle, but didn't get your financing at Barksdale Federal? Why not visit with one of our loan associates and check into refinancing your existing auto loan. Often, we can save you money by lowering interest rates or payments!
If you want to purchase a service agreement on the vehicle you are buying, check with us first. You may find our service provider's cost to be far less than the extended warranties offered by others.
You may also choose to protect your vehicle investment with a GAP waiver. In the event your vehicle becomes a total loss, a GAP waiver may allow the credit union to waive the difference between your outstanding loan balance on the date of the loss and the primary insurance settlement.