Barksdale Federal CU
PO Box 9
Barksdale AFB, LA 71110
Our Barksdale Federal VISA 1.99 Platinum with Rewards is our VISA Platinum with a 1.99% APR1 Introductory Rate!
Our Barksdale Federal VISA Platinum with Rewards and Platinum Share Secured* offer no annual fee, no cash advance fee, no minimum finance charge and a 25-day, interest-free grace period for purchases when you pay your balance in full each month.
You could save money on interest by transferring your high-interest credit card balances to a Barksdale Federal Credit Union Visa credit card with no fee! Call us at 800-647-2328, option 6 to find out how.
With Verified by Visa you can create an additional password to protect your existing card for online purchases. Visit Verified by Visa to find out how it works.
If your Visa credit card has been lost or stolen, please call 318-549-8200, after hours call:
* Eligibility for Platinum or Share Secured Visa credit card is determined by your credit information. All products are subject to credit approval.
Important information about your Visa credit card:
Visa Platinum Share Secured w/Rewards & Balance Transfer Annual Percentage Rate: 7.9%**
Visa Platinum w/Rewards & Balance Transfer Annual Percentage Rate: 12.9%**
Visa Platinum Preferred w/Rewards & Balance Transfer Annual Percentage Rate: 9.9%**
Annual Fee: None
Minimum Finance Charge: None
Cash-Advance fee: None
Balance Transfer Fees: None
Grace Period: 25 days when paid in full by next statement date
Card Replacement Fee: $5.00
Foreign Transaction Fee: 1% of transaction amount on all multiple currency.
Foreign Transaction Fee: 0.80% of transaction amount on all single currency.
Late fee: $10.00***
Returned Check/NSF Fee: $24.00
Statement Copy Fee: $3.00
FedEx Fee/Overnight Fee: $30.00
Ticket Copy Fee: $10.00
**The Annual Percentage Rate is based on certain credit-worthiness criteria. "Subject to change"
***If ten (10) or more days late.
1APR=Annual Percentage Rate. Introductory rate good for 12 months on all purchases and balance transfers. After that, the rate will convert to regular VISA Platinum card rates, currently 7.9% - 12.9%. Based on credit worthiness. To be eligible for a VISA 1.99 card, members cannot currently have or be joint on a Barksdale Federal VISA credit card. Balances on other Barksdale Federal loan accounts may not be transferred to your VISA 1.99 Platinum card. Not every member will qualify. Some restrictions apply.
You can help stop Credit Card Fraud: Credit Card Fraud is a very serious matter - one that can affect your credit history for a long time. One way to practice Credit Card Fraud prevention is to sign the back of your Credit Card. Your signature on the back of each Credit Card provides you with extra protection from fraudulent use. By signing your name in the card's signature panel, the sales clerk can confirm that the signature on the card and the sales slip are the same. Many merchants consider this standard practice when accepting Credit Cards for payment. However, if one of your cards is stolen and the signature panel is left blank, anyone can sign it and begin using your card. Merchants would not have reason to question the card's usage because the handwriting on the sales slip and the card's signature panel would be the same. Many who choose not to sign their cards believe this protects them from fraud. This is untrue. Unsigned cards are invalid according to Visa Operating Regulations. In fact, merchants should not accept any card that is not signed. When you receive your Barksdale Federal Credit Card in the mail, you should sign it immediately. A reminder to do so will always accompany your card. If you have any questions, please contact Card Services at (318) 549-8200 or (800) 647-2328, option 6.
The information about the costs of the cards described above is accurate as of 01/2013. This information may have changed after that date. To find out what may have changed, please contact card services at 800-647-2328, ext. 8200.