BALANCE Financial fitness program

Barksdale Federal Credit Union wants to help you achieve your financial goals, whether your goals are getting out of debt, sending the kids to college, buying your first home or retiring.  With your Barksdale Federal membership, you have access to FREE personal finance information and counseling.

In many cases BALANCE counselors can answer your questions immediately. For more complex issues, BALANCE will schedule an appointment to allow enough time to discuss your concerns in detail.

To use the service, simply call toll-free, 1-888-456-2227. Counselors are available Monday through Thursday 7:00 am - 10:00 pm, Friday 7:00 am - 7:00 pm, and Saturday 10:00 am - 7:00 pm.

PROGRAM FEATURES

Money Management Counseling
Schedule an appointment to talk with a financial counselor over the phone. Counselors are qualified to discuss general money and credit topics including goal setting, spending and savings plans, credit and credit reports, and housing issues.

Housing Education
Buying a home is one of the biggest financial commitments you'll ever make. BALANCE counselors can help you understand the mortgage loan process and make a plan so you're ready to buy when the time comes.

Credit Report Review
A BALANCE counselor will review your credit report with you, making sure you understand the content and know your rights.

Debt Management
If the bills are starting to pile up or you are receiving collection calls or letters, BALANCE can help consolidate bill payments and negotiate with creditors to lower payments and provide a structured repayment plan.

Identity Theft
If you've been a victim of identity theft or would like to learn ways to avoid becoming a victim, BALANCE can help.

Balance Track
And check out BalanceTrack, a personal finance education program. These education modules will guide you through the core aspects of personal financial management. By completing these courses, you are moving toward financial success while demonstrating to your credit union your commitment to sound money management.