Financial Education
Learn today for a better tomorrow.
Financial Tools
Tools to help you figure out your next step!
Access financial education anytime you need it. Increase your know-how with articles, financial calculators, videos, checklists, quizzes, and more by accessing the financial education resources that matter to you.
Counseling Services
BALANCE offers a variety of free counseling services on topics like:
• Debt and Budget Counseling
• Credit Report Review
• Student Loan Counseling
• Homeownership Counseling
• Rental Counseling
To speak with a counselor, call toll free 800-777-7526 or visit the BALANCE website to learn more.
Life Stages
No mattter where life takes you, we have your back!
There are defining events during each life stage that can affect us all. From getting married to raising children to unemployment to deal with divorce to understanding social security, we all are in the midst of a life stage. BALANCE has resources to help you along the way.
Click on your life stage below:
Webinars
Ten Steps to Financial Success
We all measure financial success differently, but all paths to get there require discipline and goals. This session teaches participants ways to financial control—including developing a spending plan, creating objectives, weighing insurance needs, and other tools that will help get on the road to personal financial success.
After Identity Theft
If you’re a victim of identity theft or just want to stay prepared, this webinar is a must. You’ll learn about the different types of identity theft as well as proven steps you can take to minimize its impact.
FAFSA: The Key to Unlocking Financial Aid
The Free Application for Federal Student Aid (FAFSA) is a government form that streamlines the financial aid process, which can help reduce your student loan burden. This workshop covers FAFSA basics, as well as provides insight into the application process, how to complete the FAFSA online, federal requirements, and receiving and maintaining federal financial aid.
The Basics of Saving & Investing
Investing is one of the smartest things consumers can do to secure a brighter financial future. Every investor has different goals, risk tolerance, and cash flow, which will impact savings and investment choices. Participants will learn about savings strategies and tactics, investment tools, and how to develop an investment portfolio that works with their lifestyle and budget.
Planning for Money Milestones
There are many important financial milestones for consumers. To help prepare for a positive financial future—without sacrificing fun—we take a realistic approach to managing finances. We’ll cover SMART goals, getting financially organized, building a budget, controlling expenses, wiping out debt, and much more!
The Sandwich Generation
The Sandwich Generation is positioned in the middle. They care for aging parents while supporting their own children. In this workshop, participants will learn how to manage their parents’ medical, legal and financial needs, while ensuring they stay financially prepared for their kids’ future.
Stock Market Basics
Many financial planners say it’s wise to invest your savings in the stock market rather than leave your money in a low-interest account. Before you jump into the stock market, it’s important to know that investing in stocks comes with risks. This workshop provides the basics needed to get a clear understanding of the stock market, the risks involved, ways to reduce risks, how to buy stocks, and how to maintain your account.