Loan Rates are subject to change without notice. Last updated 01/04/2022. Your rate and the financing terms for which you qualify will be determined by your credit-worthiness. Ask the credit union for the rate for which you qualify.
|New & Newer Used Auto Loan**||Up to 48 Months||3.64% to 12.24%|
|New & Newer Used Auto Loan**||49 to 78 Months||3.99% to 14.24%|
|Used Auto Loan***||Up to 72 Months||4.69% to 15.44%|
|New & Newer Used Boat Loan**||Up to 96 Months||4.99% to 15.74%|
|Used Boat Loan***||Up to 84 Months||5.69% to 16.94%|
|New & Newer Used Motorcycles**||Up to 78 Months||5.99% to 15.99%|
|New Recreational Vehicle**||Up to 144 Months||4.99% to 15.74%|
|Used Recreational Vehicle***||Up to 120 Months||5.69% to 16.94%|
|New Lawn & Garden Equipment||Up to 60 Months||7.89% to 16.14%|
|New ATV's Only||Up to 36 Months||5.49% to 14.24%|
|New ATV's Only||37 to 60 Months||7.89% to 16.14%|
Auto Loan example on a $20,000 loan at 3.64%, you would make 48 monthly payments of $449.21. On a $20,000 loan at 3.99%, you would make 78 monthly payment of $292.12. Rate discount of .25% is available: 1) Acceptance of a new Barksdale Checking Account or if you have an existing Barksdale Checking Account AND 2) Agree to set up the new loan on automatic payment. Only 1 (one) .25% discount may apply to your loan. If the .25% discount is applied to a new auto rate of 3.99% minus .25% Discount = 3.74%, you would make 78 monthly payments of $289.80.
*Annual Percentage Rate
**New – 2020 Models and newer
***Used – 2013 - 2019 Models
Ask a BFCU employee for details. Some restrictions apply.
Visa® Credit Cards*
*Minimum monthly payment for all credit card types is 2% of the outstanding balance or $15, whichever is greater. The APR* for which you may qualify is based on your credit qualifications.
**Annual Percentage Rate
|Signature Loan||Up to 60 Months||9.9% to 17.5%|
|Personal Line of Credit||8.00% to 13.25% variable rate|
|New Miscellaneous Collateral||12 to 60 Months||7.89% to 15.74%|
|Savings Secured Loans||12 to 120 Months||2.25%(Share rate +2%)|
*Annual Percentage Rate.
Membership eligibility required. Loan example, on a $2,000 signature loan at 9.9% APR you would make 24 monthly payments of $92.20. Some restrictions apply. Rates are subject to change at any time.
** The minimum monthly payment on a line of credit loan is 2% of the outstanding month-end balance or $15.00 whichever is greater.