Consumer Rates

Low Rates & Great Service.

Loan Rates are subject to change without notice. Last updated 11/01/2022. Your rate and the financing terms for which you qualify will be determined by your credit-worthiness. Ask the credit union for the rate for which you qualify.

Auto Loans

rates-auto table
TypeTermAPR
New & Newer Used Auto Loan**Up to 48 Months6.14% to 14.74%
New & Newer Used Auto Loan**49 to 78 Months6.49% to 16.99%
Used Auto Loan***Up to 72 Months7.19% to 17.90%
New & Newer Used Boat Loan**Up to 96 Months7.49% to 17.90%
Used Boat Loan***Up to 84 Months8.19% to 17.90%
New & Newer Used Motorcycles**Up to 78 Months8.49% to 17.90%
New Recreational Vehicle**Up to 144 Months7.49% to 17.90%
Used Recreational Vehicle***Up to 120 Months8.19% to 17.90%
New Lawn & Garden EquipmentUp to 60 Months8.64% to 16.89%
New ATV's OnlyUp to 36 Months7.99% to 16.74%
New ATV's Only37 to 60 Months10.39% to 17.90%

Auto Loan example on a $20,000 loan at 6.14%, you would make 48 monthly payments of $472.32.  On a $20,000 loan at 6.49%, you would make 78 monthly payment of $315.92.
*Annual Percentage Rate
**New – 2020 Models and newer
***Used – 2013 - 2019 Models

 

Ask a BFCU employee for details. Some restrictions apply.

Visa® Credit Cards*

rates-visa table
TypeTermAPR
Platinum Secured7.9%
Platinum Preferred9.9%
Platinum12.9%

*Minimum monthly payment for all credit card types is 2% of the outstanding balance or $15, whichever is greater. The APR* for which you may qualify is based on your credit qualifications.
**Annual Percentage Rate

Personal Loans

rates-personal table
TypeTermAPR
Signature LoanUp to 60 Months9.9% to 17.5%
Personal Line of Credit8.00% to 13.50% variable rate
New Miscellaneous Collateral12 to 60 Months8.64% to 16.89%
Savings Secured Loans12 to 120 Months2.25%(Share rate +2%)

*Annual Percentage Rate.
Membership eligibility required. Loan example, on a $2,000 signature loan at 9.9% APR you would make 24 monthly payments of $92.20. Some restrictions apply. Rates are subject to change at any time.
** The minimum monthly payment on a line of credit loan is 2% of the outstanding month-end balance or $15.00 whichever is greater.