Consumer Rates

Low Rates & Great Service.

Loan Rates are subject to change without notice. Last updated 11/26/18. Your rate and the financing terms for which you qualify will be determined by your credit-worthiness. Ask the credit union for the rate for which you qualify.

Auto Loans

rates-auto table
TypeTermAPR
New Auto Loan**Up to 48 Months3.89% to 13.74%
New Auto Loan**49 to 78 Months4.49% to 13.49%
Used Auto Loan***Up to 72 Months5.19% to 15.69%
New Boat Loan**Up to 96 Months4.24% to 15.24%
Used Boat Loan***Up to 84 Months4.94% to 15.44%
New Motorcycles**Up to 78 Months5.24% to 15.24%
New Recreational Vehicle**Up to 144 Months4.24% to 16.24%
Used Recreational Vehicle***Up to 120 Months4.94% to 17.44%
New Lawn & Garden EquipmentUp to 60 Months7.64% to 15.49%
New ATV's OnlyUp to 36 Months4.99% to 14.99%
New ATV's Only37 to 60 Months7.39% to 15.64%

Auto Loan example, on a $20,000 loan at 3.64%, you would make 48 monthly payments of $448.37.  On a $20,000 loan at 4.24%, you would make 78 monthly payments of $293.81.
*Annual Percentage Rate.
**New- 2016 Models and newer.
*** Used- 2009-2015 Models.

Ask a BFCU employee for details. Some restrictions apply.

Visa® Credit Cards*

rates-visa table
TypeTermAPR
Platinum Secured7.9%
Platinum Preferred9.9%
Platinum12.9%

*Minimum monthly payment for all credit card types is 2% of the outstanding balance or $15, whichever is greater. The APR* for which you may qualify is based on your credit qualifications.
**Annual Percentage Rate

Personal Loans

rates-personal table
TypeTermAPR
Signature LoanUp to 60 Months9.9% to 17.5%
Personal Line of Credit8.00% to 13.25% variable rate
New Miscellaneous Collateral12 to 60 Months7.89% to 15.74%
Savings Secured Loans12 to 144 Months2.25%(Share rate +2%)

*Annual Percentage Rate.
Membership eligibility required. Loan example, on a $2,000 signature loan at 9.9% APR you would make 24 monthly payments of $92.20. Some restrictions apply. Rates are subject to change at any time.
** The minimum monthly payment on a line of credit loan is 2% of the outstanding month-end balance or $15.00 whichever is greater.