Share Account Rates

Rates that help you save for tomorrow.

Savings

Certificate Accounts

Certificate Account overview:

Minimum opening deposit

$1,000

Term options

6, 12, 24, 36, 48 and 60 months

rates-certificate table
TypeRateAPY*
6 Months1.70%1.71%
12 Months2.40%2.43%
24 Months2.60%2.63%
36 Months2.70%2.73%
48 Months3.00%3.04%
60 Months3.25%3.30%

Flex Certificate Account overview:

Minimum opening deposit

$2,500

Term options

24, 36 and 60 months

rates-flex-certificate-accounts table
TypeRateAPY*
24 Months2.35%2.37%
36 Months2.45%2.48%
60 Months3.00%3.04%


Plus Point Certificate & IRA Plus Point Certificate overview:

Minimum opening deposit

$5000

Term options

12, 24, 36, 48 and 60 months

rates-cert-plus-point table
TypeRateAPY*
12 Months2.50%2.53%
24 Months2.70%2.73%
36 Months2.80%2.83%
48 Months3.10%3.14%
60 Months3.35%3.40%

IRA Certificate overview (Traditional, Roth, and Coverdell Educational):

Minimum opening deposit

$1,000

Term options

12, 24, 36, 48 and 60 months

rates-ira table
TypeRateAPY*
12 Months2.40%2.43%
24 Months2.60%2.63%
36 Months2.70%2.73%
48 Months3.00%3.04%
60 Months3.25%3.30%

*Annual Percentage Yield.  Fees may reduce earnings.
**See a Barksdale Federal employee for annual Individual Retirement Account maximum contributions.
***We may impose a penalty if you withdraw any of the principal before the maturity date. 

Rates are subject to change without notice. Rates effective as of 01/01/2019.

Checking

rates-checking table
TypeAverage Daily BalanceRateAPY*
Regular Checking$1,000.10%.10%
Student CheckingN/A.10%.10%
Prestige Checking$1,000.10%.10%
High Five Checking$1,000.10%.10%
High Five Plus Checking$1,500.20%.20%
Plus Checking$1,500.20%.20%

Money Market

rates-money-market table
Minimum BalanceRateAPY*
$2,500 (lt) $10,000.50%.50%
$10,000 (lt) $25,000.50%.50%
$25,000 (lt) $50,000.85%.85%
$50,000 (lt) $100,000.85%.85%
(gt)=$100,000.85%.85%

*Annual Percentage Yield

Rates are subject to change without notice. Rates effective as of 01/01/2019.