Real Estate Financing

A Business Services Representative will walk you through the process of purchasing or refinancing an owner-occupied business property or you can remodel/expand your existing building.

Owner-Occupied

Would you like to own your office building or store? If so, our Owner-Occupied* loan may be the perfect fit. With a fixed monthly payment and options for both new purchases and refinancing Barksdale Federal can help your business grow!

*An Owner-Occupied Loan indicates a loan where the owner's business occupies at least 51% of the premises, and there is a demonstrated ability to service all debt from internally generated cash flow of the owner's business, exclusive of any third party rental income.

Loan Type % Financed Term Amoritization Fixed Monthly Payment
New Purchase Advance Rate Up to 80% cost Up to 5 years Up to 25 years Yes
Refinance Advance Rate of Appraised Value Up to 80% Up to 5 years Up to 25 years Yes

Residential Investment

As home values rise your investment income can too. A residential investment loan could help you purchase property when the market is right to maximize your profit. With competitive interest rates and amortization up to 15 years, Barksdale Federal can help your business grow.

Loan Type % Financed Term Amoritization Fixed Monthly Payment
New Purchase Advance Rate Up to 80% cost Up to 5 years Up to 15 years Yes
Refinance Advance Rate of Appraised Value Up to 80% Up to 5 years Up to 15 years Yes

Commercial Real Estate

Would you like to own your office building or store? If so, our Commercial Real Estate loan may be the perfect fit. With a fixed monthly payment and options for both new purchases and refinancing Barksdale Federal can help your business grow!

Loan Type % Financed Term Amoritization Fixed Monthly Payment
New Purchase Advance Rate Up to 80% cost Up to 5 years Up to 25 years Yes
Refinance Advance Rate of Appraised Value Up to 80% cost Up to 5 years Up to 25 years Yes

 

Construction & Development

Our Construction & Development Loans are perfect for businesses who want to build, or remodel commercial property. Whether you’re looking for a fresh start or you’re giving your property a face-lift Barksdale Federal is here to help!

Loan Type % Financed Term Fixed Monthly Payment
New Purchase Advance Rate Up to 75% cost Up to 5 years No