Checking



Barksdale Federal offers a variety of Business Checking accounts to fit your business needs.

Freedom Business Checking

Whether you're just starting out or have been in business for years, our Freedom Business Checking is perfect for businesses that don't write many checks or make many deposits on a monthly basis. This account is free when your aggregate daily balance in combined savings, checking and certificates stays above $200.

Account overview:

Minimum opening deposit $100
Monthly account maintenance fee $6 (waived with $200 aggregate daily balance or a BFCU loan)
Monthly service fee $0
Account benefits

Barksdale Federal Visa® debit card with rewards, free online, mobile and text message banking.

Account limitations & requirements 100 maximum number of checks written per month*
100 maximum deposited items per month**

All business accounts will be reviewed on a regular basis and are subject to convert to a Business Analysis account.

* .20 per check written over maximum allotted.
** .20 per item deposited over maximum allotted.

Classic Business Checking

Our Classic Business Checking is perfect for businesses with an increased number of items deposited and checks written monthly. Open this account with as little as $100 today!

Account overview:

Minimum opening deposit $100
Monthly account maintenance fee Waived
Monthly service fee $5
Account benefits Barksdale Federal Visa® debit card with rewards,
free online, mobile and text message banking.
Account limitations & requirements

200 maximum number of checks written per month.*
200 maximum deposited items per month.**

All business accounts will be reviewed on a regular basis and are subject to convert to a Business Analysis account.

*.20 per check written over maximum allotted.
** .20 per item deposited over maximum allotted.

Premier Business Checking

Our Premier Business Checking is perfect for businesses with high banking volume. Open this account today with as little as $100!

Account overview:

Minimum opening deposit $100
Monthly account maintenance fee Waived
Monthly service fee $12
Account benefits Barksdale Federal Visa® debit card with rewards,
free online, mobile and text message banking.
Account limitations & requirements

300 maximum number of checks written per month*
300 maximum deposited items per month**

All business accounts will be reviewed on a regular basis and are subject to convert to a Business Analysis account.

*.20 per check written over maximum allotted.
** .20 per item deposited over maximum allotted.

Non Profit Checking

Our Non Profit Checking is perfect for non profit businesses that don't write many checks or make many deposits on a monthly basis. This account is free when your aggregate daily balance in combined savings, checking and certificates stays above $200.

Account overview:

Minimum opening deposit $100
Monthly account maintenance fee $6 (waived with $200 aggregate daily balance or a BFCU loan)
Monthly service fee $0
Account benefits Barksdale Federal Visa® debit card with rewards,
free online, mobile and text message banking.
Account limitations & requirements

100 maximum number of checks written per month*
100 maximum deposited items per month*

All business accounts will be reviewed on a regular basis and are subject to convert to a Business Analysis account.

*.20 per check written over maximum allotted.
** .20 per item deposited over maximum allotted.

Business Analysis Checking

Our Business Analysis Checking is perfect for businesses with not only high banking volume, but also with robust cash management needs.

Account overview:

Minimum opening deposit $100
Monthly account maintenance fee Waived
Monthly service fee $20
Additional fees $0.20 per ACH (Debit/Credit)
$0.25 per $100 of Cash Deposited
$0.25 per $100 of Paper Currency Furnished/Exchanged
$0.10 per Coin Roll Furnished/Exchanged
$0.25 per Branch Deposit
$10 monthly for Business Online Services1
Account benefits Barksdale Federal Visa® debit card with rewards,
free online, mobile and text message banking.
Account limitations & requirements

300 maximum number of checks written per month*
300 maximum deposited items per month*

1Business Online Services apply to business members who enroll in ACH payroll and/or Wire Transfer Services with the Business Services Department.

*.20 per check written over maximum allotted.
** .20 per item deposited over maximum allotted.