Deposit Rates

Rates that help you save for tomorrow.

Savings

rates-savings table
TypeMinimum BalanceRateAPY*
Prime Savings$200.00.25%.25%
Special Purpose$200.00.25%.25%
High Yield(lt)= $5,000.004.00%4.07%
High Yield(gt) $5,000.00.25%.25%
Barksdale BuddiesN/A.25%.25%
My MoneyN/A.25%.25%
Christmas ClubN/A3.00%3.00%
IRA Prime Savings$5.004.00%4.07%

Certificate Accounts

Certificate Account overview:

Minimum opening deposit

$1,000

Term options

6, 12, 24, 36, 48 and 60 months

rates-certificate table
TypeRateAPY*
6 Months3.93%4.00%
12 Months4.41%4.50%
24 Months4.17%4.25%
36 Months4.03%4.10%
48 Months4.08%4.15%
60 Months4.17%4.25%

Flex Certificate Account overview:

Minimum opening deposit

$2,500

Term options

24, 36 and 60 months

rates-flex-certificate-accounts table
TypeRateAPY*
24 Months3.69%3.75%
36 Months3.55%3.60%
60 Months3.69%3.75%


Plus Point Certificate & IRA Plus Point Certificate overview:

Minimum opening deposit

$1000 per each term

Terms
(Must open 5 certificates, one for each term)

12, 24, 36, 48 and 60 months

rates-cert-plus-point table
TypeRateAPY*
12 Months4.41%4.50%
24 Months4.17%4.25%
36 Months4.03%4.10%
48 Months4.08%4.15%
60 Months4.17%4.25%

IRA Certificate overview (Traditional, Roth, and Coverdell Educational):

Minimum opening deposit

$1,000

Term options

12, 24, 36, 48 and 60 months

rates-ira table
TypeRateAPY*
12 Months4.41%4.50%
24 Months4.17%4.25%
36 Months4.03%4.10%
48 Months4.08%4.15%
60 Months4.17%4.25%

*Annual Percentage Yield.  Fees may reduce earnings.
**See a Barksdale Federal employee for annual Individual Retirement Account maximum contributions.
***We may impose a penalty if you withdraw any of the principal before the maturity date. 

 

Checking

rates-checking table
TypeAverage Daily BalanceRateAPY*
Regular Checking$1,000.10%.10%
Student Checking$500.10%.10%
Prestige Checking$1,000.10%.10%
High Five Checking$1,000.10%.10%
High Five Plus Checking$1,500.20%.20%
Plus Checking$1,500.20%.20%

Money Market

rates-money-market table
Minimum BalanceRateAPY*
$2,500 (lt) $10,0001.25%1.25%
$10,000 (lt) $25,0001.50%1.50%
$25,000 (lt) $50,0001.50%1.50%
$50,000 (lt) $100,0002.00%2.00%
(gt)=$100,0002.25%2.25%

*Annual Percentage Yield

Rates are subject to change without notice. Rates effective as of 4/1/2023.