Business Credit Cards

Not all credit cards are alike! You will be pleasantly surprised with rates and perks that come with a Barksdale Federal VISA® Business Rewards Credit Card.

Visa Business Rewards

Our Visa Business Rewards* credit card is perfect for your business needs. You'll also earn rewards on everyday purchases, redeemable for gift cards, travel, cash back and more! See the table below for more details.

Credit Limit $5,000 - $50,000
Variable Rate Wall Street Journal Prime (WSJP) + 4.00%**
Annual Fee None
Balance Transfer Fee None
Cash Advance Fee None
Late Payment Fee $10 (10 days after due date)***
Minimum Payment $15 or 2% of principal balance
Card Replacement Fee $5.00
Earns Barksdale Federal Rewards Yes

*Eligibility for VISA Business Rewards or VISA Business Rewards Secured credit card is determined by your credit information. All products are subject to credit approval. A business account with BFCU is also required.

**The Interest Rate may increase in the future. The Interest Rate is subject to change on the statement cycle date of the billing cycle monthly to reflect any change in the Index and will be determined by the Prime Rate on the tenth day of the month prior to each monthly, to which we add a margin. Any increase in the Interest Rate will result in an increase in the amount of the interest you will pay, may increase your minimum payment, and may increase the number of payments to pay off your balance. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information.. Subject to change.

***If ten (10) or more days late.

 

Visa Business Rewards - Secured

Our Visa Business Rewards Secured credit card is perfect for businesses seeking a lower interest rate and credit limit. You'll also earn rewards on everyday purchases, redeemable for gift cards, travel, cash back and more! See the table below for details.

Credit Limit $500 - $50,000
Variable Rate Wall Street Journal Prime (WSJP) + 1.00%**
Annual Fee None
Balance Transfer Fee None
Cash Advance Fee None
Late Payment Fee $10 (10 days after due date)***
Minimum Payment $15 or 2% of principal balance
Card Replacement Fee $5.00
Earns Barksdale Federal Rewards Yes
Secured By Any share account except IRA type or Money Market accts.

*Eligibility for VISA Business Rewards or VISA Business Rewards Secured credit card is determined by your credit information. All products are subject to credit approval. A business account with BFCU is also required.

**The Interest Rate may increase in the future. The Interest Rate is subject to change on the statement cycle date of the billing cycle monthly to reflect any change in the Index and will be determined by the Prime Rate on the tenth day of the month prior to each monthly, to which we add a margin. Any increase in the Interest Rate will result in an increase in the amount of the interest you will pay, may increase your minimum payment, and may increase the number of payments to pay off your balance. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information. Subject to change.

***If ten (10) or more days late.

How to Apply

There are two ways to apply for our Visa Business Rewards credit cards.

1. Visit your favorite BFCU location and apply in-person.

2. Download the Business VISA Application and mail to:

Attention Business Services
PO Box 9
Barksdale AFB, LA 71110-0009.

All applications must be submitted with the following:

  • 2 years of personal tax returns
  • 2 years of business tax returns
  • Most recent W-2.