Consumer Loan Rates
Loan Rates are subject to change without notice. Last updated 10/02/2023. Your rate and the financing terms for which you qualify will be determined by your credit-worthiness. Ask the credit union for the rate for which you qualify.
|New & Newer Used Auto Loan**||Up to 48 Months||6.89% to 14.99%|
|New & Newer Used Auto Loan**||49 to 78 Months||7.24% to 16.99%|
|Used Auto Loan***||Up to 72 Months||7.94% to 17.90%|
|New & Newer Used Boat Loan**||Up to 96 Months||8.24% to 17.90%|
|Used Boat Loan***||Up to 84 Months||9.24% to 17.90%|
|New & Newer Used Motorcycles**||Up to 78 Months||8.74% to 17.90%|
|New Recreational Vehicle**||Up to 144 Months||8.24% to 17.90%|
|Used Recreational Vehicle***||Up to 120 Months||8.94% to 17.90%|
|New Lawn & Garden Equipment||Up to 60 Months||8.89% to 17.90%|
|New ATV's Only||Up to 36 Months||8.74% to 16.74%|
|New ATV's Only||37 to 60 Months||11.14% to 17.90%|
Auto Loan example on a $20,000 loan at 6.89%, you would make 48 monthly payments of $479.44. On a $20,000 loan at 7.24%, you would make 78 monthly payment of $323.32.
*Annual Percentage Rate
**New – 2021 Models and newer
***Used – 2014 - 2020 Models
Ask a BFCU employee for details. Some restrictions apply.
Visa® Credit Cards*
*Minimum monthly payment for all credit card types is 2% of the outstanding balance or $15, whichever is greater. The APR* for which you may qualify is based on your credit qualifications.
**Annual Percentage Rate
|Signature Loan||Up to 60 Months||9.9% to 17.15%|
|Personal Line of Credit||10.50% to 16.50% variable rate|
|New Miscellaneous Collateral||12 to 60 Months||8.64% to 16.89%|
|Savings Secured Loans||12 to 120 Months||2.25%(Share rate +2%)|
*Annual Percentage Rate.
Membership eligibility required. Loan example, on a $2,000 signature loan at 9.9% APR you would make 24 monthly payments of $92.20. Some restrictions apply. Rates are subject to change at any time.
** The minimum monthly payment on a line of credit loan is 2% of the outstanding month-end balance or $15.00 whichever is greater.