Consumer Loan Rates

Low Rates & Great Service.

Loan Rates are subject to change without notice. Last updated 6/03/2024. Your rate and the financing terms for which you qualify will be determined by your credit-worthiness. Ask the credit union for the rate for which you qualify.

Auto Loans

rates-auto table
New & Newer Used Auto Loan**Up to 48 Months6.64% to 14.74%
New & Newer Used Auto Loan**49 to 78 Months6.99% to 16.74%
Used Auto Loan***Up to 72 Months7.69% to 17.65%
New & Newer Used Boat Loan**Up to 96 Months7.99% to 17.65%
Used Boat Loan***Up to 84 Months8.69% to 17.65%
New & Newer Used Motorcycles**Up to 78 Months8.49% to 17.65%
New Recreational Vehicle**Up to 144 Months7.99% to 17.65%
Used Recreational Vehicle***Up to 120 Months8.69% to 17.65%
New Lawn & Garden EquipmentUp to 60 Months8.89% to 17.90%
New ATV's OnlyUp to 36 Months8.49% to 16.49%
New ATV's Only37 to 60 Months10.89% to 17.65%

Auto Loan example on a $20,000 loan at 6.89%, you would make 48 monthly payments of $479.44.  On a $20,000 loan at 7.24%, you would make 78 monthly payment of $323.32.
*Annual Percentage Rate
**New – 2022 Models and newer
***Used – 2015 - 2021 Models


Ask a BFCU employee for details. Some restrictions apply.

Visa® Credit Cards*

rates-visa table
Platinum Secured7.9%
Platinum Preferred12.9%

*Minimum monthly payment for all credit card types is 2% of the outstanding balance or $15, whichever is greater. The APR* for which you may qualify is based on your credit qualifications.
**Annual Percentage Rate

Personal Loans

rates-personal table
Signature LoanUp to 60 Months11.9% to 17.15%
Personal Line of Credit10.50% to 16.50% variable rate
New Miscellaneous Collateral12 to 60 Months8.89% to 17.90%
Savings Secured Loans12 to 120 Months2.25%(Share rate +2%)

*Annual Percentage Rate.
Membership eligibility required. Loan example, on a $2,000 signature loan at 11.9% APR you would make 24 monthly payments of $94.51. Some restrictions apply. Rates are subject to change at any time.
** The minimum monthly payment on a line of credit loan is 2% of the outstanding month-end balance or $15.00 whichever is greater.