Checking

Barksdale Federal offers unique checking accounts, each designed to help you manage your money in the most efficient manner.

Regular Checking

Our Regular Checking Account is perfect for individuals with basic banking needs. This account pays dividends when you maintain a minimum balance of $1000 or more. There is no minimum opening deposit and no monthly fee if your aggregate daily balance stays above $200.

Account overview:

Minimum opening deposit $0
Minimum balance required to avoid service charge $200 aggregate daily balance
Monthly charge if your aggregate daily balance goes below minimum $6 monthly maintenance fee. No charge if balance criteria is met.
Earns dividends Yes, minimum account balance required, $1000
Account Benefits Barksdale Federal Visa® Debit Card with Rewards, unlimited check writing, free online, mobile & text message banking.

Student Checking

Our Student Checking Account is perfect for individuals ages 18 -24 who are enrolled in college. If you are under 18 years old you must have a parent or guardian added to your account as a joint owner. This account is free with proof of enrollment.

Account overview:

Minimum opening deposit $0
Minimum balance required to avoid service charge $0
Monthly charge if your aggregate daily balance goes below minimum $0
Earns dividends Yes, minimum account balance required, $500
Account Benefits Barksdale Federal Visa® Debit Card with Rewards, FREE checks, unlimited check writing, free online, mobile and text message banking.

Prestige Checking

Our Prestige Checking Account is built to exceed your expectations. It’s checking with smart discounts on financial services and everyday purchases. Check out all the benefits below or login to the eClub site.

Exclusive Savings

  • Travel and Leisure Discount Membership
  • $hopping RewardsTM
  • Health Discount Savings1

Keep Yourself Safe from Fraud & Loss

  • Identity Theft Expense Reimbursement Coverage2
  • Comprehensive Identity Theft Resolution Services
  • Debit and Credit Card Registration
  • 3-in-1 Credit Report
  • Total Identity Monitory

Protection from Unexpected Losses

  • Accidental Death & Dismemberment Insurance2
  • Cellular Telephone Protection2
  • Debit AdvantageTM2 Buyer’s Protection & Extended Warranty

Account overview:

Minimum opening deposit $0
Monthly Service Fee $6
Earns dividends Yes, minimum account balance required, $1000
Account Benefits Barksdale Federal Visa® Debit Card with Rewards, unlimited check writing, free online, mobile and text message banking, exclusive savings, fraud & loss prevention and insurance.

* Message and data rates apply from your wireless carrier.
1 IDProtect service is a personal identity theft protection service available to personal checking account owners and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered).
2 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.

High 5 Checking

Our High 5 Checking Account is perfect for people 55 and older. This account pays dividends when you maintain a minimum balance of $1000 or more. Members who open a High 5 Checking Account can order up to 3 FREE boxes of Barksdale Federal stock checks per year. There is no minimum opening deposit and no monthly fee if your aggregate daily balance stays above $200.

Account overview:

Minimum balance required to avoid service charge $200
Monthly charge if your aggregate daily balance goes below minimum $6
Earns dividends Yes, minimum account balance required, $1000
Account Benefits Barksdale Federal Visa® Debit Card with Rewards, FREE checks, unlimited checking writing, free online, mobile and text message banking.

Fresh Start Checking

Our Fresh Start Checking is perfect for individuals trying to start fresh. As your financial partner for life we want to help you achieve and maintain financial stability. There is a $10 monthly fee associated with this account. After 1 year this account can be converted to a Regular Checking.

Account overview:

Minimum balance required to avoid service charge $200
Monthly charge if your aggregate daily balance goes below minimum $6
Earns dividends No
Account Benefits Barksdale Federal Visa® Debit Card with Rewards, unlimited check writing, free online, mobile and test message banking.

Money Market

Our Money Market Account is perfect for people who want to earn a little extra money. This account pays dividends higher than our other accounts when you maintain a minimum balance of $2500 or greater. Keep $2500 or more in this account to avoid the monthly service fee.

Account overview:

Minimum balance required to avoid service charge $2,500
Monthly charge if your aggregate daily balance goes below minimum $8
Earns dividends Yes, minimum balance required, $2500. See rates
Account Limitations A maximum of 3 checks per month may be written from this account. A $10 fee will be charged for each check written over the monthly maximum.
Account Benefits Barksdale Federal Visa® Debit Card with Rewards, free online, mobile & text message banking.