Application Checklist

Application Information

The home you want. The lender you trust.

Property Information

• If purchasing, copy of Purchase Agreement
• If refinancing, copy of mortgage and insurance declaration page
• If construction, copy of plans and specifications
• If you currently own property, copy of cash sale deed or mortgage

Borrower Information

• Copy of divorce documents
• Copy of bankruptcy proceedings with status and explanation
• Gift letter or explanation of sources of funds for closing costs

Income Information

• Most recent pay stubs showing year-to-date earnings and pay period
• If self-employed, last two years federal tax returns and W-2 forms
• Documentation of any other income (if using for qualification)

Other Information

• Name and address of landlord(s) for the past 2 years
• Explanation letter for any late payments, judgments, liens, bankruptcy or foreclosure
• Closing Statement from sale of current property
• Copies of last two months bank statements
• Due to the U.S. Patriot Act, you may be asked for documentation concerning your identity
• If non-resident, copy of Certificate of Resident Alien Status (Green Card)