Application Checklist

Application Information

The home you want. The lender you trust.

Property Information

  • If purchasing, copy of Purchase Agreement
  • If refinancing, copy of mortgage and insurance declaration page
  • If construction, copy of plans and specifications
  • If you currently own property, copy of cash sale deed or mortgage

Borrower Information

  • Copy of divorce documents
  • Copy of bankruptcy proceedings with status and explanation
  • Gift letter or explanation of sources of funds for closing costs

Income Information

  • Most recent pay stubs showing year-to-date earnings and pay period
  • If self-employed, last two years federal tax returns and W-2 forms
  • Documentation of any other income (if using for qualification)

Other Information

  • Name and address of landlord(s) for the past 2 years
  • Explanation letter for any late payments, judgments, liens, bankruptcy or foreclosure
  • Closing Statement from sale of current property
  • Copies of last two months bank statements
  • Due to the U.S. Patriot Act, you may be asked for documentation concerning your identity
  • If non-resident, copy of Certificate of Resident Alien Status (Green Card)