Auto Loan Refi

Your car payment shouldn't feel like a burden.

Refinance your current auto loan with BFCU! With rates as low as 5.89% APR* for up to 78 months, you could lower your monthly payment or pay less in interest over time, or both!

Use our payment calculator below to see your potential new payment.

Helpful information to have when you apply:

• 10 day payoff amount (contact current lender)
• Vehicle Registration
• Proof of insurance
• Proof of income
• Vehicle Mileage

*Annual Percentage Rate. Rates currently range from 5.89% to 17.15% APR, depending on credit qualifications and loan terms. Auto Loan example on a $20,000 loan at 5.89%, you would make 78 monthly payments of $309.99. Rates subject to change at any time. Refinancing your existing auto loan may lower your monthly payment, rate, or both; however, it may also extend the term of your loan and increase the total amount of interest paid over the life of the loan. Rates, terms, and approval are subject to creditworthiness, income, collateral value, and other underwriting criteria. Not all applicants will qualify for the lowest rate advertised. Certain restrictions may apply based on vehicle age, mileage, and condition. Refinancing may require paying off your existing lender. Fees from your current lender, including prepayment penalties (if applicable), may apply. Additional fees such as title transfer fees or state fees may also be required. Vehicles already financed at Barksdale Federal Credit Union do not qualify for refinancing.