Checking

Barksdale Federal offers unique checking accounts, each designed to help you manage your money in the most efficient manner.

Regular Checking

Our Regular Checking account is perfect for individuals with basic banking needs. This account pays dividends when you maintain a minimum balance of $1000 or more. There is no minimum opening deposit and no monthly fee if your aggregate daily balance stays above $200.

Account overview:

Minimum opening deposit $0
Monthly account maintenance fee $6 (waived with $200 aggregate daily balance or a BFCU loan)
Monthly service fee $0
Earns dividends? Yes, the minimum account balance required is $1000
Account benefits Barksdale Federal Visa® Debit Card with Rewards, unlimited check writing, free online, mobile & text message banking.
Account limitations & requirements None

Student Checking

Our Student Checking account is perfect for individuals under 25 years old who are enrolled in school. Minors must have a joint parent or guardian on their account. There is no minimum opening deposit and Student Checking comes with FREE Barksdale Federal checks. Be sure to bring your proof of enrollment when you open this account and we’ll waive your monthly maintenance fee!

Account overview:

Minimum opening deposit $0
Monthly account maintenance fee Waived
Monthly service fee $0
Earns dividends? Yes, the minimum account balance required is $500
Account benefits Barksdale Federal Visa® Debit Card with Rewards,* FREE BFCU checks, unlimited check writing, free online, mobile & text message banking.
Account limitations & requirements Must be under the age of 25 and enrolled in school. Minors must have a joint parent or guardian on the account.
* Minors must have joint parent or guardian approval and photo ID to recieve a debit card.

Prestige Checking

Our Prestige Checking account is perfect for individuals who want an account with smart discounts and all the perks. Get more for your money! There is a $6.00 monthly service fee associated with this account. Check out some of the benefits below or login to the eClub site.

Account overview:

Minimum opening deposit $0
Monthly account maintenance fee Waived
Monthly service fee $6
Earns dividends? Yes, the minimum account balance required is $1000
Account benefits Barksdale Federal Visa® Debit Card with Rewards, FREE BFCU Checks, unlimited check writing, free online, mobile and text message banking, exclusive savings, fraud & loss prevention and insurance, 3-in-1 credit monitoring, identity theft protection1, celluar phone protection2, and more!
Account limitations & requirements None

1 IDProtect service is a personal identity theft protection service available to personal checking account owners and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered).
2 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.

High 5 Checking

Our High 5 Checking account is perfect for individuals 55 and older. This account pays dividends when you maintain a minimum balance of $1000 or more. Members who open a High 5 Checking account can order up to 3 FREE boxes of Barksdale Federal stock checks per year. There is no minimum opening deposit and no monthly fee if your aggregate daily balance stays above $200.

Account overview:

Minimum opening deposit $0
Minimum account maintenance fee $6 (waived with $200 aggregate daily balance or BFCU loan)
Monthly service fee $0
Earns dividends? Yes, the minimum account balance required is $1000
Account benefits Barksdale Federal Visa® Debit Card with Rewards, FREE checks, unlimited checking writing, free online, mobile & text message banking.
Account limitations & requirements Must be at least 55 years of age

Fresh Start Checking

Our Fresh Start Checking account is perfect for individuals trying to start fresh. As your financial partner for life we want to help you achieve and maintain financial stability. There is a $10 monthly fee associated with this account. After 1 year, this account may be converted to a checking account of your choice upon request.
 

Account overview:

Minimum opening deposit $100 or setup Direct Deposit
Monthly account maintenance fee $6 (waived with $200 aggregate daily balance or BFCU loan)
Monthly service fee $10
Earns dividends? No
Account benefits Barksdale Federal Visa® Debit Card with Rewards, unlimited check writing, free online, mobile and text message banking.
Account limitations & requirements Subject to closure if account abuse is detected.

Money Market

Our Money Market account is perfect for individuals who want to earn a little extra money. This account pays dividends higher than our other accounts when you maintain a minimum balance of $2500 or greater. Just keep $2500 or more in this account to avoid the monthly service fee

Account overview:

Minmum opening deposit $2,500
Monthly account maintenance fee Waived
Monthly service fee $0
Earns dividends? Yes, minimum balance required, $2500. See rates.
Account benefits Barksdale Federal Visa® Debit Card with Rewards, free online, mobile & text message banking.
Account limitations & requirements Must maintain a balance of $2500 to avoid an $8 minimum balance fee. A maximum of 3 checks per month may be written from this account. A $10 fee will be charged for each check written over the monthly maximum.